Concierge Service

  Calm After the Storm: How to Handle Hail Damage Claims

There’s no worse feeling than seeing your beautiful new car riddled with countless dents and dings after a passing hail storm. But all's not lost just yet. If you’re like most Texans, then you’ll likely have comprehensive coverage as a part of your vehicle’s insurance. Just as a mortgaged home is required to have homeowner’s insurance, a car financed by your local bank or dealer financing arm must also carry mandatory comprehensive coverage.

So, how exactly does comprehensive coverage help make your ride less golf ball-like? Unlike liability coverage, which takes care of damage caused to other vehicles and property during an accident, comprehensive covers your vehicle under a variety of circumstances. If a tree falls on your car, a freak hail storm appears out of nowhere or you accidentally strike an animal on a dark road, chances are your comprehensive coverage will take care of the damage. However, comprehensive won’t cover damage caused by hitting another car – that’s what collision coverage is for.

A quick call to your insurance company will get the claims ball rolling. Afterwards, you can expect your claims adjuster to inspect the damage and work with a body shop to generate an estimate of the work that needs to be done. After approving the estimate, our body shop will pick up your vehicle through our concierge service and start work on making your vehicle look great once more.

In the meantime, you can just sit back and let the experts at K&L Dent Services take care of your vehicle. Bring your vehicle in or opt for our quick and convenient concierge service. We even offer fleet services for dealerships, other body shops and fleet managers in need of quality hail repair. Schedule your appointment with us today or reach out to us to learn more.